EPF...11% or 8 %

I received an email from Patricia bout d EPF..yerrrppp,..all of us r talkin bout it whether 2 cut it off or maintain 11%,..let's see...

Assume monthly basic salary is RM4000.

- If your monthly EPF contribution is 11% ( RM440 ), taxable income = RM3560, income tax payable= RM77.
- If your monthly EPF contribution is 8% ( RM320 ), taxable income = RM3680, income tax payable=RM109.

Conclusion : If you choose to contribute 8%, you will end up paying more income tax to the government,
(Jahatnyer aku ni,..ishk ishk,..) So guys,..think carefully ok!! I will definitely maintain my 11% deduction..pk masa tua maa... :P