EPF...11% or 8 %

I received an email from Patricia bout d EPF..yerrrppp,..all of us r talkin bout it whether 2 cut it off or maintain 11%,..let's see...

Assume monthly basic salary is RM4000.

- If your monthly EPF contribution is 11% ( RM440 ), taxable income = RM3560, income tax payable= RM77.
- If your monthly EPF contribution is 8% ( RM320 ), taxable income = RM3680, income tax payable=RM109.

Conclusion : If you choose to contribute 8%, you will end up paying more income tax to the government,
(Jahatnyer aku ni,..ishk ishk,..) So guys,..think carefully ok!! I will definitely maintain my 11% deduction..pk masa tua maa... :P

My true blue...

Is it easy 2 find someone 2 b ur true blue aka best buddy especially when ur workin environment s**ks?..Someone dat u can interfere when she was so tight wif her tasks,..Someone dat u can drag her 2 d ladies n cried on her shoulder when ur job killed u,..Someone dat cares for u n bot u somethin when u dont even hv time 2 move from ur f**kin chair..Someone dat will cover u up when u were so annoyed wif ur boss n u were hidin urself @ her place..Someone dat will wait for u until nite n will take u 2 dinner juz 2 make u pleased..Someone dat will listen 2 ur opinion n u urself can accept hers eventho u will quarrel for a while,..Someone dat u will call in d midnite when u feel somethin is wrong wif ur buddy..Someone dat wont forget u when she received anything,..Someone dat will bring u along to any functions because she knew dat u had sacrificed a lot for the friendship..Someone dat will scold u when u decided 2 tender from dat company..Someone dat will share ur joy n pain..Not easy for me but Alhamdulillah,..i found u Juri ...Besides cayang, u always be there during my ups n downs..Thanks babe..